Real estate is a long term game (overall) and sometimes investing in yourself and your active income can yield a higher rate of return, in which can also excel you investing.

He had a female CPA on who talked about the benefits of an STR Loophole for those of us who have W2 income as a way to take deductions that are normally not permissable when the tax payer makes a certain amount of income. 

If you have good credit and sufficient income, that might work.

No income no doc .

No tax returns, no W-2s, no den to income, and 90% of the other conventional red tape is eliminated.

Either with residential or commercial, yes, there are programs that would allow you qualify based on income/debt.

Feel free to reach out if you would like some income comparisons.

Since we have zero income, I'm not inclined to pay a CPA several hundred dollars to do our taxes, so I'm trying to do it myself. 

What was offered to me personally was a DSCR loan, since it's based on rental income of the property you're trying to get a loan on, not previous and current personal income. 

But if I can't sell quickly, I could rent them and have multiple cash flow (because of the different income sources of the different tenants in the same unit) and wait for the market to recover and then sell the unit.Please let me know your comments and suggestions about this information.Thank you everyone!!