FHA and VA are government agencies and will have access to all of the applicants personal and financial information.

I’ve been listening to Bigger Pockets for a while now, but first time poster!

After the crash in 08 he retired, moved back to Oklahoma, and now wants to come out of retirement and start building again.

If you're looking to get involved in a legal way, lawyer up now.

It's a fast read and gives some great tips and checklists for setting up and operating your MTR. 

Hello, I think it’s really awesome that you’re just now beginning and you are already coming to the forums to learn so the first thing you need to do is to continue to stay on the forms and you also need to be reading all of the bigger pocketbook and start listening to their podcast to soak up as much knowledge as you can and as long as you do that, you will have all the knowledge you need to start and regarding your question I do not advise to buy a single-family house just to live in it without a rental property aspect so it’s OK if you want to live in the house as well but you will have to either get a multifamily property or you could also buy a single-family home and rent out the other rooms  now see when you have a property that you use just for your family then you have to pay the mortgage every month which is building your equity, but that responsibility is solely on you whereas if it has some sort of rental property aspect, there will be other people helping you build that equity if you were to buy a property just for yourself that is something that will be taking money out of your pocket every month while as a rental property if you buy right will be putting money in your pocket every month the only exception to what I just said is if you buy a property for yourself or just for your family to live in, you could do a live-in flip to where as you’re living in the property you rehab it while your living there and if you buy right with enough knowledge, then when you turn around to sell the property, you will make profit

@April BirdsongYou have developed your tenant criteria, but you must now stick to them.

Is it wear and tear or is it tenant caused damage that you can just bill them for now?

I'm Julian Rozo, originally from Miami but now calling Fort Worth home.

Now, I think you need to figure out a different way to make money.