A call to his cell phone goes unanswered. 

I put my personal cell phone on all of the Google Ads so when someone called in, my phone rang.

Baltimore is somewhere in the middle.Getting in the right area/neighborhoods in whichever one you choose will likely be key.

Think utility bills, cell phone bills, and the like.

This would be based upon your acquisition cost (what you bought the property for or the appraised value, whichever is lower.)

Whichever is more important to you will probably be the best route to take.In addition, if you have not connected with an agent, I have written a blog post on the subject that will help you sort through the haystack of agents in the area :)Click on the link below to give it a read:https://www.biggerpockets.com/blogs/5868/52724-im-...

You should be able to take that first 20k profit or which ever amount and use it to float you until the next property is completed, no?

Well for starters I stopped using my cell phone number on the closing paperwork many years ago.

The API shall be calculated as follows: The percentage difference between the Price Index published for the month of August of the year prior to the expiration date of the lease or termination of the tenancy and the Price Index for the prior August, using the RPI or the CPI, whichever is less (See definition of Price Index).

Lenders just do not work that way for NNN properties.Banks typically go by purchase price or appraised value whichever is less.