It is a fire violation, and that goes to the owner of the building. 

I guess unless I'm missing something (assuming that the insurance works out) I don't see how they would find out unless they did a random check within the few months that I would be in violation. 

That sounds more like a lease violation notice other than non-payment of rent.

The HOA has even notified him, not me, of a community standard violations.

While it may not strictly be a prohibited transaction (like your IRA making a loan to you would be), it violates the guideline that your IRA cannot engage in any transaction that creates a benefit for you.Perhaps I misunderstand what you're proposing.

Each day a violation occurs or continues is a separate violation.

You can not publicly advertise for lenders, that would violate SEC regs.2. 3% is a very small amount which make it more difficult, but not impossible.

Not only is violating this illegal it hurts the fool.

vacant houses pre-foreclosure tax default burnt out landlords auctions code violations fires estates non arm length transactions rent court knocking on the doors of the above mailing to the above calling the above etc.

A lease is given to give possession of the property.Neither option grants ownership rights to contract for repairs or maintenance as such are reserved for the owner, nor can a tenant or optionee address legal concerns with the property, like a code violation.