It feels great to have support. 

The rents in Atlanta don't support such an interest rate.I'm trying to implement the BRRRR technique (buy, rehab, rent, refinance, and repeat).  

For what little my 2 cents counts, I don't bother with credit checks, but each his own.I do my own due diligence, I pull court records - did they pay their speeding ticket, how much child support is required per month (Are there arrears?)

Can't even believe a resource like BP exists - there is so much valuable information here and such a supportive community. 

What I would suggest is if you're going to give advice please make sure you do so expressing the situation and the qualifications that support the statement. 

Unfortunately I could not attach the document because it's not supported by pdf but I can e-mail you the flyer as well.Best of luck to everybody in all of your endeavors.

@Marcus Durant,The CMAs will help you determine what the market will support.

For Example, my W2 job nets our family around 62k a year, but the bank still took into account the child support I receive, and that doesn't show up on a tax return. 

Thanks everyone for the positivity and the support.  

Credit scores would support what I'm looking for without additional co-signer,, one thing you need to consider is that if you permit co-signers it sets a precedent. and Fair housing could be made a thing unless you only require co-signers for students,, but they are graduating so no longer students.. so wouldn't qualify as eligible for co-signer..I don't believe in co-signers I rather have extra on deposit.