This was done by any of the following; a statement showing the down payment transferred “outside of closing”, funds transferred to the title company as a down payment but actually from the seller, the seller “purchasing” another asset from the buyer for a heavily inflated price, the reported price being in excess of the “real price” with the seller taking a “silent” second, and something known as “disappearing” earnest money, “paid” directly to the buyers attorney.

I haven't used any of the reports for the accountant, yet.

Talk to the person's section 8 person and report her.  

It can be exhausting trying to get this information yourself via the internet when so many "sources of information" offer conflicting reports or just blatantly try to push you through some sales funnel without bothering (or caring) to address your actual concerns. 

Rental in FL has equity of $280k (mortgage of $200k) We would also like to structure as a business or trust as opposed to reporting everything on our personal income.

At year end, the Net total (Income - Expenses) reveal your profit or loss. 

Due to the new IRS regulation on venmo and other cash apps regarding having to report any income over 600$, I am hesitant to use these platforms.

Can they report me to credit agencies and hurt my credit?

Then report back with what you think the answer to your question is.I love the energy, love the attitude.Happy 2022!

Liens are on the property or the bank is stating they show on your credit report?