With rates higher, the seller was more inclined to take less than listing price and was willing to provide additional seller credits. 

2 years since I've been a loan officer.. was selling cashout refi for mostly VA but FHA and Conv as well...

For example I once had a loan due and the refinancing took longer than the bank expected and luckily the seller agreed to extend one month.

I also have 0 debt and good credit score.My question is if there is a fast track where I would not have to be working 2 years on a w2 in order to be able to get a loan and buy a house?

You can build a solid team if you start by finding an investment focused realtor who sources deals and has a large network to provide you with.

As an investor myself, I'm constantly on the hunt for coastal value (hence our most recent Mexico STR and coastal Oregon since 2018) and having lived in many of the most desire-able coastal cities like Ft Lauderdale FL and Venice Beach CA, I'm convinced the Oregon Coast provides some of the strongest relative coastal value and particularly oceanfront property in the continental US. 

Quick question where can I go to get land loans ?

I used a program in Minnesota to finance a small downpayment with a no-interest loan, then had a loan from my parents to fill in about $5000 of costs.

Some people see it as a way to get into a multifamily house at a lower downpayment and interest rate, while still providing themselves a place to live.I think the only way it would be "wrong" is if it puts you in a situation you can't afford or makes you "house poor".My husband and I rent out 4 of the bedrooms in our house plus a bonus room, meaning we have 6 roommates, but our entire mortgage is covered.

@Terra Padgett as someone that has retired early off of my rental property cash flow, I will say it is predictable at scale, over time.One property does not provide predictability either on short term, or over the course of one year.