Have savings you can lend or retirement funds you can self-direct?

Looking for anyone who has gone through Dohardmoney.com or T-square lending or IntercontinentalPL.

Long story short, we found a national lender locally in the Bay Area, worked through the lending process, and after ~40 days, closed on the property. 

Still needs to do paperwork but it was WAY better than other lending firms I've called up recently + no closing cost + without credit check.- She has several contractors in several markets and all are licensed.  

I attend a few RE meetings & I learned a lot from people's experiences & you can share ups & downs, ask questions, participate in local deals either lending money only or JV or equity deals.

Youor lending operation may avoid a Banking Division cease and desist order but if someone turned you in you'd be setup for a bit of trouble.Just do 3 per year using a LMLO, qualify to 43%, full doc, LMLO is supposed to get a 1003 loan app, but some are lazy and make you do that including getting all the doc.  

As a lender and an experienced rehabber, I would only lend to someone on the conditions you have laid out.  

I contacted 2 guys who lend hard money in my market whom through past discussions have stated that they lend up to 70% of the purchase price.

IE you could put a ball down on the back door and it would roll right out the front door.. so imagine as a lender you get a house back half finished and all goofed up LOL.these are the realties when lending on new construction. not to mention your GC does not pay subs etc etc.It very serious in Orygun were a properly filed materialman lien is a super lien IE jumps in front of the construction loan... ask me how I know :(out our way we have banks that will do loans for owner occ ... but your not going ot get into them with a low down profile.. need substantial equity and a builder the bank approves.

My business partner and I have recently come into contact with a local hard money lender who wants to lend us money for our wholesale business.