Quote from @Jay Jones: Has anyone worked with Total Quality Lending?  

If not, don’t even think of this.No matter what, consult a qualified lending attorney to understand your legal options and ensure you have proper loan documents in place to protect your investment.

I lend in 45 states and meet almost none of my clients since covid.

We provide this lending criteria to all potential borrowers in an email, shortly after we’ve met.Background: What is your lending background?

I've been in the real estate lending industry for over a decade, helping investors secure funding for their deals.

Never lend far from home.If you don’t have enough money to lend locally in first position, you don’t have enough money to lend.

Many don't come from traditional lending sources.

I am looking for recommendations for best financing options.The owner is considering financing it, but until they agree, I am planning as if they will not do so.The local credit union I use, who is very investor friendly, is unable to lend on properties larger than 4 units right now. 

Their role is crucial in maintaining liquidity in the housing market, ensuring banks have enough capital to keep lending to homebuyers and investors.

@Adedotun Kembi Most lenders will only lend a total of 65-75% on a rental and at much higher interest rates due to the higher risk.