You can contribute to a 401k, provide yourself health insurance etc.It only seams harsh because of the employers half of SS and Medicare 7.65%This is one of the common reasons for forming an entity for investing.https://www.biggerpockets.com/forums/51/topics/704...For an accountant do not feel like you need to use someone local.

My wife's health issues and breakdown of major appliances plus work on home forced me to stop.

I've seen stuff slide that surprised me, and I've seen stuff called out that I felt shouldn't be called out.Anyone doing 30YF at low rates is following the same exact Fannie/Freddie guidelines, the appraisers are all following USPAP, and regulations since the Great Recession prevent lenders from cherry picking appraisers and underwriters on a per-deal basis.Something like a hole in the sheetrock in the garage is pretty likely to slide through, something like an imploding garage roof, or a clear safety/health hazard, is going to be an issue no matter what.

If you make a couple of phone calls out to your local town in regards to health and safety and social services everybody involved might be able to gain help they need.

Could be new tax laws forcing companies to leave, an increase in crime rate, bad weather (many people have moved south in recent years to escape the cold), health or environmental factors, etc.Immigration- Just as important- what is bringing people in?

These are simpleton examples, that leave a lot of nuances out, only meant for illustration purposes.

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Then the list of health ailments.

I would not be so hasty to denigrate, demean, and discredit your tenant, and call her a "troublemaker" when she is just a concerned tenant, and rightfully so as health is of utmost importance over desire to make money w/o telling the full truth. 

., call on alarm system companies and people who sell life insurance to small businesses; call when you see a sign tacked up on a telephone pole offering health insurance to individuals or small business owners…all of these people traffic with our customer types).Check public records to find balloon notes filed at your local courthouse.Check public records to find private mortgages (person to person) filed at your local courthouse.UCC filings on equipment (Dunn and Bradstreet may be able to supply lists).Research classified ads for commercial properties and contact the seller or realtor.Network with CPAs, attorneys, and financial planners.Join your local Chamber of Commerce for lists of businesses in the community.Listen for radio ads directed at self-employed business owners and network with those companies who place the ads.Research tax sales on commercial properties.Contact leasing agents specializing in commercial properties.Being an IAP comes with commercial leads but always look for other sources as well.Realtors are always looking for lenders who handle commercial mortgages.Social media, Facebook, Linkedin, Twitter, Craigslist, etc.Tips for calling on realtors: Call a local realtor and ask if they represent or list commercial properties for sale.