New Jersey also requires anything 3 units or more to have a multiple dwelling certificate, aka "Green Card"  

I make most of my cards with my inkjet but they don't look as nice.

Look into credit building loans at your local credit union or try a secured credit card.

However I don't have the funds for 20% down, so I'm planning to use a 0% credit card offer for $60K to cover it - the repayment terms for the $60k will make payments $900/month for my down payment; and after my note payment ($1744) and then 50% expenses, I'm left with only $100/mo cash flow - a combination of borrowing almost the entire purchase as well as a 20 year note.

He threatened to fax over papers to my boss (the owner of the company I work for) and he also told me that if I did not set up payment by direct withdrawal, credit card or prepaid card within the next few days that a man would be coming to my office to serve my boss some papers.

Since frequency is important over time (until the property sells or the deal is done), does everyone send the exact same letter/post card month after month?

Pay off the credit cards and the other loan and get a HELOC on the second.

My wife and I only had but $20,000 to our name and we contemplated pulling out the $10,000 available from the credit card to throw in ( good thing we didnt ).   

Thanks guysExample some of my expensesauto ( fees, gas, parking, repairs )Bank feesEquipment rentalInsurances ( fire, renters, other )LicensesLoan interestoffice suppliespayroll expensespostageprintingAdvertismentproperty taxesRepairs ( general, major, other, vacancy )utilities ( sewer,water, pg&e, cable, garbage, internet, cell phone, vacancy )Services ( alarm, property management )Credit card debitDepreciation %

With a low price there is more room for error but with a higher price it makes a much larger impact if numbers are not correct as the risk isn't built in.So if sellers has bad records offer a real low price and if they balk walk away and give them your card and say if things change let me know.How many units is this by the way??