Debt on your LLC won't count towards your personal DTI

You should be able to divide the cost by 20 for the 20 owners, but you can only count on the 18 that are up-to-date in their HOA fees.

DTI is too high when they don’t count rental income.

I think 2022 we had 2million cross. 

Cross all my T's dot all my i,s. the style of the auction is what really though me off.

Usually, it's the other way around. thank you @Jonathan Klemm@Jacques Ikolo   The work you are trying to do does not count as a deconversion permit.

I’ll reply with an appraiser’s point of view- many times if something is permitted, an appraiser will require inspections, and if inspections turn up overall inferior work, they’ll either heavily discount the inferior square footage or not count it at all.

I believe most lenders count 75% of the rent amount as income so if your mortgage is around that same percent, they'll have little effect on qualifying over and over.  

Does anyone know of someone who lends on second home loans and will count short term rental income towards DTI after 1 yr of it on taxes (instead of needing it on 2 yrs)?

Even if it is an accident, still counts :) My personal journey is similar to yours - I just keep house hacking once a year and keeping the previous one as a rental.