I have a similar set up in Colorado Springs - it depends on your insurance company.

It probably does not fit in most standard Insurance companies Builders Risk Guidelines. 

Multiple, billion dollar companies are investing substantial amounts of money into our area, such as Intel, Google, and Amazon.

Long story but Nudge is just one of many fulfillment companies in Utah. 

Baseline customer service was of no help.I want to understand what products do you use?

It’s probably a better deal to buy an umbrella policy and lower the building liability to 300 or $500k (whichever is required by the umbrella company).You are more likely to hurt someone personally than your building is. 

With multiple fortune 500 companies (like Intel, Google, and Amazon) investing here, many out of state investors investing here and seeing significant returns.

I haven't had a great experience with my property management company and they've quoted ~$60k to bring the property back to rental condition.

If you need someone to talk to about this, I can give you the contact of my title company who can give you better insight.

Their insurance company will fight it to the death.The landlord has no reason to believe that the design is faulty and could injure someone.