The bathrooms are actually not terrible so rather than refinish them (they’re ugly) I want to maybe just bandaid them until after the loan is finished.

This is because there is anticipated growth and strong historical growth in these areas.Both of these properties have terrible cash-on-cash returns, probably because you're putting down 35%.

So yes, 2017 is a (relatively) terrible time to be entering into "A" Investing, expecting to be able to buy low, sell high.

In my experience, most contractors have terrible taste and they dont like picking material anyway.  

Given all the changes in Airbnb's platform, many hosts are finding themselves in terrible situations when they're relying solely on OTAs.

I started to call every lender I could and I was running into a combination of really high interest rates, really high closing costs, terrible LTVs and amortization periods. 

I know it sounds terrible and a lot of effort and sacrifice, but if you don't, it will be far more difficult to get out of your current rat race.

Ken McElroy talks about how he turned a terrible, crime ridden property into a completely different place. 

Yes, some banks won't lend, or they'll offer you terrible terms. 

Terrible company, stay away.