Starting Out
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated almost 2 years ago on . Most recent reply
![Branden Hernandez's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2687041/1691432125-avatar-brandenh17.jpg?twic=v1/output=image/crop=513x513@0x79/cover=128x128&v=2)
LLC or raise money
Hello I’m new to the forum. I want to start get into real estate but I have $200,000 in student loan debt. It’s hard to keep up the payments without working 2 jobs. I want to be able to quit working and work on real estate. So should I make an LCC and get a business loan or should I try and save up for a 3.5% down payment and doo the brrrr method?
Most Popular Reply
![Eric Greenberg's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1412836/1622167881-avatar-ericg257.jpg?twic=v1/output=image/crop=885x885@190x139/cover=128x128&v=2)
Id think a house hack would be your best option. This could equate to building equity, lowering your current rent, and learning how to be a landlord.
At this point you should not be concerned with an LLC but rather getting out of debt, saving money, and finding properties that could make sense.