It seems everyone wants to trade up to larger buildings. 

We've discussed it with a few prospective tenants and they seemed genuinely happy about the suggestion.If you want your landlord to start reporting your payments to help build/solidify your credit, I think you should talk to them and see what options they can come up with.  

To me it seems I would be able to get a loan with little question if I had cash in the bank..  

Don't sell yourself short, you seem to be doing ok already, you reached out here!

I purchased my single family home a couple of years ago and since have it rented out.  I use a property manager so that is an added expense but he has been a god send to this point.  My issue is, that I have run all o...

I don't have calculated statistical data to back this claim up, and it could be regional, but it often seems that appraisers are more generous when it comes to appraised market rents than they are when it comes to value.I'll not bore you with the math, but the arithmetic is more generous if you do not intend to live in the property than if you do intend to live in the property (If you aren't going to live there, it is in theory possible to have a calculated DTI of 0.000%... which is in part why commercial financing uses DSCR not DTI). 

Locate areas that generate $900- $1,100/month and you're getting in to what seems to be a sweet spot in Columbus.

Seems to be a general concept that you have to start with wholesaling to get money to do flips.

Zillow on the other hand, seems to appraise about 10 - 15% too low. 

I've been browsing this forum for years and listened to countless podcasts and I purchased 2 books by J.Scott who seems to be the father figure here in BP.I feel like the only way I can finally "get it" us by doing it, but the problem is I live in SoCal and with my savings and my income, no bank would offer me a loan needed to flip a house...