BTW, ask them if you can have the guest register after their open house so that you can follow-up with the people who attended. 

I’ll be following.

Hi John,Over the last couple years we’ve passed on a couple following the inspection.

The course has slideshows for you to follow and cuts up the textbook reading to match with each 'class chapter'. 

I did send an email to the manager informing them of my dissatisfaction and they followed up and had taken care of a few issues that were lingering.

Shopping banks yourself is a waste of time unless you have a proven and reliable go to banker. 

Make sure you account for the following:1.

Good reminder to double check references and always follow other due diligence steps.

Both rented and positive cash flow.Subject Property:  Traditional detached SF property in NJPurchase amt 410k10% down (don't have funds to do 20% unfortunately)While I am confident in my mtge guy, for prudent measure I wanted to check w/ the BP community to confirm the following..Freddie:  'My income is too high' (Can certainly give figures, but not sure how to break it down.. 2017 salary + bonus; Rental income, 2018 salary formally approved and documented, but not effective until July; and 2018 bonus (which I have received already)FNMA:  'To get a second FNMA mtge, I need to put down 20%' (which I would like to do, but cannot come up with an extra 41k)FHA:  'My only option' (with the 1.75% upfront PMI and monthly PMI for life of the loan). 

I would then follow up and manage the application process through Appfolio.