Or accordion style blinds that are easy to position in place. 

At 20 with no money, I'd focus o.n your education and save what you can so when you're in a position to take action you're ready

I am now in a contract position as 1099 and have the option to fund my own Solo 401k up to 55k, which is amazingly awesome compared to most employers just providing the individual limit. 

@Eddie AvilesI think that as long as you keep a positive arbitrage, the math will always work out in favor of higher leverage. 

You would have to pay down $33,362 to do that, but you could just pay it down over time or just make a mental note of what point you need to refinance once it gets to that level.Just an idea, it may take more time to get positioned for this method, but it will be the best of both worlds... 

On the surface you will need $6K per month minimum to get positive cash flow from a property in that price range.

(for the record, the property is cash flow positive about $100 per month as is and is only a 5 year old home, but my emergency fund is only about $10k right now)And does it make sense to ever use a line of credit?

Thanks for the positive feedback!!

hey ashley im new as well i been in atl 7 years and just now staring this journey myself but things look positive already been driving for dolllars found a lot of good prospects ... so im just networking to widen my fellow investor base, lemme kno if you need any tips .... much success to you !! 

Through the painful process of elimination over the past 25+ years, we have found that strategically sending unsolicited offers to owners yields consistent and profitable results.Hope this helps.