Perhaps those people ought to instead try something easier; like performing cardio vascular surgery.  

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

Like all lenders, lower credit scores will cause you a rate hit.

I am about to close on my first STR in Panama City Beach, and would like to try and get people in there for the winter months to help cover the costs and lessen the maintenance burden. 

I've been in law enforcement on some level for more than three decades and one thing I've learned over the years is that the people that turn out to be the criminals are not always who you would expect.

I view it as using other people's money, no different than a private lender.

I'm all about having strong opinionated people and surrounding yourself with those who are smarter than yourself and who are not afraid to tell you the truth.I would like to obtain and move into a 3rd property(townhome) in a nice neighborhood.

Most of these are a standard SFH residential loan, but for business purposes so they normally require a 20% down.Not as easy to get, but there are 10% down 2nd home loans that people, including myself, have gotten in the past.Comps are based on SFH sales, unless you are buying Multifamily of 5 or more doors.

If you did find someone who would do it, you would get crippled by the fees.The majority of people who do low to no money down deals are people who already have money.

That should be your focus.Personally if you have one mortgage already that is negative cashflow I would be hesitant to buy rright now, especially in canada where from reports their housing situation for pricing is far worse than the US on affordability and just like US, people think prices can only go in one direction but reality is they are moving in the opposite direction.