Having said that, if you're in upstate New York and your town is considered by lenders (notice how I qualified "considered by lenders") to be rural or if there were ever any underground oil tanks or other things like that, you're going to have to go with a local bank. 

Keep an eye out for any termite damage, in-ground oil tank (it may have been decommissioned years ago, but may still be in the ground).

According to Kiyosaki, he owns 4,000 apartment units, five golf courses, silver and gold mines, and oil drilling operations, yet he pays NO tax, making over two million per month "without working, tax free".

She's running good, but I've never changed her oil, and I think its about time to put her down.

i think one of the markets that are going to produce reasonable value for buy hold investors in terms of equity appreciation is in some of the more desirable suburbs like sugarland, katy, woodlands.. homes where say a mid level engineer or some middle to upper manager might have risk of job uncertainty given oil and want to essentially get out or need to get out.

@Oliver Trojahnthanks for the help.  

One of the requirements to satisfy the closing was doing an oil tank sweep.

@Bob Mazza, I agree with much of what others already posted here - oil stains on the carpet and globs of grease caking walls, stove, floors, etc. is NOT NORMAL WEAR AND TEAR.

We kept up oil changes I don't care that they say to go longer we did ours every 3000 miles.

For example, no rice, pasta, grease or oil, for these gum up the pipes terribly and bring most disposals to a grinding halt.