Now using the de minimis/routine maintenance safe harbors instead of bonus depreciation for appliances, carpet and the like.

Got a mortgage for 80% of purchase price How did you add value to the deal?

@Chavel Diaz Jr>> You have to use your actual phone number from your phone or secondary phone.

Here’s a step-by-step guide to help you through it:**Understand Local Regulations:**First, you need to check with your local city or county to see if the zoning laws allow for this conversion.

Local to you I’m sure.

For the moment let's leave out what I paid for the land, because it will vary and in any event it is easy to subtract that amount at the end. 

Banks are less willing to budge on pre payment penalties knowing rates will likely ease and don’t want to lose loans recently originated to better terms.

I’m not sure if it’s still true, but that used to count as the payment date.

Since I've never used their services, I'd like to know what their experiences have been with them.

I would use those for your cash out refi before going to DSCR if you haven't already used them.