Originally posted by @Ursula Leake:@Jody Sperling thanks for your response!

Now that I have the report I see that quite a bit was missed (leak in the main drain line in the basement, water in bathtub is not going out, kitchen sink is leaking, rear entrance doesn't have a step, loose guardrails in the basement and on the upper level, windows not operational).

So there is a lot higher likelihood of neighbors being upset by speaker volumes, loud walk, barking dogs, water leaks, etc. and reporting it to the board.

@Itzik MizrahiIf you are purchasing a 1-4 unit property, a no doc. lender will require 30%-35% down.

@Robert BigginsThe p-trap is most likely leaking or siphoning.

For example: you can decide which plumber to send to fix the leak, pay the plumbing bill, pay property taxes, shop for insurance, etc.

In the sellers disclosures the seller said there was a leak where the lanai meets the roof but he fixed.

Just get your docs together.DISCLAIMER - I don't know how they do stuff in PA.

Lastly, some of my foreign partners have utilized non doc. lenders but the down payment is 30%-35%.

At the end of the conversation he realizes he knows the listing agent and informs me he's going to call him on the leaking fittings in the basement and that he shut off the main water valve to stop the leaks.