@Mike Chavan are you looking just for standard buy and hold or are you looking to BRRRR?

Upon further qualifying them (I goofed and was not aware of estoppal agreements at that time), I have discovered one of the tenant's income does not meet my "3x rent" rule.

She said it was a standard apt sized fridge but there was a "home" sized in there...

A good habit for any investor is to ask questions until you find an answer that helps further your goals.Simply because 1 or 2 "standard" mortgage companies said "this is the industry standard" doesn't mean that someone out there won't have a loan for this guy.

Be prepared for it to be a solid 30% more expensive than a standard tenant occupied landlord policy.

A broker has five years of liability for every contract issued through the firm and, as such, there are a host of compliance standards in place. 

Take those expenses off of your balance sheet; don't include them in rent; you could be stuck paying late fees, penalties, and overages you don't have money for.2) You can reduce vacancy to 5% if you're signing them to a standard 1 year lease. 

In absolute terms, that 95% LTV or x20 leverage sounds standard for small investors with good income on the side.

I recently discovered the BiggerPockets podcast and had to join the site!

Account Closed Hey, most companies charge a upcharge or $10-25 a month fee for the luxury of them providing you a Wi-fi router.They will usually provide standard modem/router for free.