I need help structuring a Lease to own (lease option)

[Michael Conte]

Little back ground first (its an odd scenario):

My friend's friend found his dream home. He is self employed (siding sub-contractor) and has been told he needs the following to get a loan:

1. Two years of federal income tax returns (personal and business)

2. A letter from a CPA verifying that he has been in business for at least two years

Following this upcoming tax season he will be qualified. (April-June 2021)

So he is looking for someone to buy the home and hold the note. 

How would i Structure this lease option assuming its a 330k house with 25% down and 4.25% interest over 20 years?

Also if there is someone who would be interested in holding the note feel free to let me know!

Although he should be eligible for a loan in April-June 2021 he has stating he is willing to lease for multiple years so it is worth while for whoever holds the note.