@Sammy Lyon count me in!

@Aaron MoayedMost of the buyers I'm working with are purchasing with cash, but yes, a mortgage payment will definitely count against cash flow.Also, that 0.5 was not a percentage: My annual repair estimate is equal to half a month's rent.

But your limited to the first 10 and your primary residence counts as one if mortgaged.

We usually pull highest comps possible with matching bed/bath count and stay within 10% up and down on square footage.

No counting on this though with my decision.2.

But many condo HOAs do have house rules that include things like a certain percentage of floor area (not counting kitchens and baths) must be covered by rugs or carpeting (I see 80% a lot).

My software adds the charges automatically but when tenants come in to pay they always want to count the days and add it up and have a discussion or argument.

If you want those counted as costs of the sale they'll need to be on the settlement statement.

The following factors adjust one's interest rate:- Unit count.- Occupancy (you did provide that info, ty).- Purpose of loan.- Credit.- Property type (condo is a hit, and you did provide that).- LTV / down payment. - etc.

I can count on one hand (after the tragic kitchen knife accident) the number of situations where going into debt so you can get a college degree is advisable.