After all, some people are better talkers than writers.

It's funny because even as a youngster I can remember coming up with creative deals just to survive a few more "pass go's."

@Ajay Kahlon I currently don't invest in Toronto(GTA) I did a few assignments on pre construction condos in Liberty Village back in the days.Couple of reasons why I don't invest locally in "Toronto"#1 Prices are too high#2 Toronto land transfer tax will eat your profit on a flip#3 Cap rates are too low hence return on investment or cash on cash will stay single digits on a hold factoring in vacancy rates and property management#4 not too many private deals#5 multiple offers on desirable areas (its like that everywhere)#6 little to no seller financing#7 minimal creative financing#8 Little to no cash flow relying on equity and appreciation to be positiveI was looking in Charlotte, Atlanta and many places in Texas but the prices sky rocket.Chicago and Columbus still have deals. 

Fortunately my 9-5 job is engineering so I am neither at a low income level nor is my sense of creativity stifled.

My name is Arron Henderson and I have a problem(LOL).I'm just throwing this out there to see what some of you creative people have found works really well for you.

You will know as you educate yourself in the different ways you can be a creative investor.

I know the market out here in the SF Bay Area is insanely hot and expensive at the moment so there has to be opportunity if I can get creative.

Since then, I've taken seminars on Wholesaling, Lease-Option, Foreclosures, Probate and Creative-Financing.

Why don't they buy a sub 10k fixer with a credit card or other creative financing and spend much less per month to own outright in a few years?  

We will share what techniques are working for real estate investing, creative financing and growing small businesses.