If I am missing something please correct me.

As far as the meet ups you would be correct, I don’t believe any BiggerPockets backed ones are in the area but there is a local meet up of investors monthly https://www.reinvestorgroup.com.

There are multiple ways that the structure can be enhanced.You've brought up more topics than could possibly be done justice in a forum post....real estate investing is so broad, with an incredible array of tools and strategies - it sounds like you'd like to introduce your investors to so much at once.

they are both short term rentals, correct?

Thanks @Sen AndoMy numbers about mortgage, insurance at stuff are correct and those are the actual numbers.The question is if to go more on appreciation like you said or just wait for a better deal cash flow that might be appreciated as well.My agent says that if I buy for 250K now and next summer for around 20-30 in fixing up things I can sell it then for around 350K but of course it's all estimated.

If I am missing something please correct me.

Harjeet is correct, figure out your LTV, and then contact your current lender to see if they will help you out with making your terms better.

I second cozy.coI’ve been using it these last few tenant cycles and it’s a great tool in many ways.1- if the tenant won’t pony up the $40 fee or take the time to do it, it’s a great indicator for me to who I’m dealing with2- I don’t have to take applications and money and I don’t feel bad for taking an app fee and not giving it to those applicants. 3- no need to collect ssn and to destroy4- Tenants can’t leave anything blank as they can with a paper app5- feels more formal and professional 6- generally the type of potential tenant I like to deal with that can use tech to communicate, which gives me a glimpse to how they’ll handle future complaints and requests. 

Many members are experts in their respective fields related to real estate investing, whether that is real estate brokerage, wholesaling, flipping, buy and hold, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.There are some pretty cool discounts on various products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proIf you haven’t checked it out already, the Bigger Pockets blog features links to their awesome podcast and many great articles: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.

You won’t have to wait too long .. a correction is coming in the next couple years