Research on funding: SDIRA/Solo401k, Equity, etc.

[Eddie Starr]

Looking for some feedback, and maybe some ideas to help flesh out what I'm working at.

I'm looking to reach out to my community, offering free workshops to introduce people to the concepts of investing with their IRAs, 401ks, etc, by rolling them into (as applies, full or part) into and SDIRA or solo401k.

I'm aware of the SEC R&R, and not to be doing any general solicitations. The initial goals of the workshops would be to present information to open them into the concepts of using retirement money for investing, and to provide them with the sites of the companies that are admins/custodians of these type accounts, so they can do additional research, and to also point them to the SEC info.

In holding these workshops, I'm looking at establishing “Pre-Existing” and “Substantive” Relationships; realizing that this is a long-term strategy.

With the idea of it being passive for the investors, my thought is for them to invest in my LLC, and then the LLC buys assets, which I'm thinking to focus on commercial; possibly businesses with strong cash-flow that are also selling real estate as part of the transaction.

I'm also thinking, in the workshops, to possibly include those with equity in their properties. I would provide them some information on HELOCs, cash-out refis, and Equity Loans, and provide them with additional research sources, so that they can decide which applies best to their situation, and work with them under a similar idea as to the retirement investors.

Would like some feedback, and maybe someone I can bounce ideas back and forth on...

[Bernard Reisz]

@Eddie Starr Seems you're developing a great process to tapping into funds. There are - ready for this? - in excess of $27,000,000,000,000 in the retirement account system! Even if only a small fraction of that can be "liberated" it's incredibly powerful.

There are many ways to navigate the securities law issues. 

To make the process efficient and workable you've got to implement a seamless system for raising money from IRA/401k accounts. Many investment sponsors find dealing with IRAs/401(k)s to be a huge nuisance - but it does not have to be that way.

Regarding the LLC structuring for the investments, you seem to be describing deal syndication in which there is a General Partner (GP) and Limited Partners (LPs). There are multiple ways that the structure can be enhanced.

You've brought up more topics than could possibly be done justice in a forum post....real estate investing is so broad, with an incredible array of tools and strategies - it sounds like you'd like to introduce your investors to so much at once. Inviting them to join BP may be a great idea 😄!

@Yonah Weiss appreciate the tag from Mr. Cost Seg - keep saving $$$$ for investors!