I just like to know what I am dealing with and if the banks will be selling off the loans to someone else now or later, or will they always service them in-house.

When I got the house it was just overall tired and In need of someone to come in an do some maintenance. 

Andrew You have to factor things like:- vacancy- property management- repairs and maintenance- replacement reservesin addition to the usual PITIA (Principal, interest, taxes, insurance and assessment).

While we're in the learning stage, I figured I could still help the community by providing my services as an Insurance Agent in California. 

Take your time and pencil out the cash flow as you described but put in property taxes and an allowance for emergency maintenance.

Who will handle emergency maintenance and quarterly inspections?

Advertisements include looking for or offering deals, services or funding or self promotion of any kind.

Never had issues with late/missed rent, but I ended up offering cash for keys after about a year because I found there were a lot of headaches unrelated to rent payment - noise, unreasonable maintenance upgrade requests, no respecting communication boundaries, etc.

(Likely resale value on this second duplex is $110)Downside: more financing = more exposure to risk (the loan is 20 yr, first 5 years fixed, then floating.) downside is less cash flow because more goes to debt service.

(I'm about to go double check the lease, but wanted to put a feeler out there)Also, since I haven't done it before (in this special case or just in general): When screening a new commercial tenant, can all the same tenant screening services used for regular rentals (e.g. mysmartmove) be used, or does it have to be a special thing specifically for commercial property, even if the business that's applying doesn't have a history, and is a new business?