And in the podcast and in other places I keep hearing people say they get hard money lenders or put up their own capital or some other form of financing to originally purchase and reno a house and then refi with a traditional lender. 

Here are some options I offered: I could just buy it outright with a traditional mortgage. 

The panels become a really great ADDITION to your room.I've also taped and mudded panelling with pretty good results.

Q: On financing: I've heard on podcasts local lenders are better than traditional banks given your WellsFargos, Chases, etc usual have high loan balance requirements to lend.

Won't my interest rates be much higher on loans like this as opposed to a traditional mortgage?

I can leverage the cash value from now till the time I retire.Here's the logic behind this: Life Insurance Cash Value can generate 2 to 3 times the retirement income of money in traditional retirement assets.

I do traditional lending, so I know all those paths that I can take there.

They have money and want to lend (traditional sources of interest are abysmal right now).

My RE goal for 2017 is to have a steady enough cash flow to live on and have enough knowledge on non-traditional financing so I can further my portfolio in 2018 and on.

. - We decided to put extra shelving in the pantry/mud room area...our sub is doing this for an extra $500.2.