I just want to move onand start over.I am enclosing my bank statements from the past three months, late notices on mycar, credit cards, over-draft fees, medical bills and anything else that shows thetrouble I am facing.

annelise, i say be careful...this topic has been discussed several times here, and jsut about every time, some property manager takes offense to certain statements....that being said, the facts are the facts..some people have had great luck hirig and firing, hiring and firing, and finally finding the right property manager..others don't trust them...i don't think anyone will look after my properties, my money, or my interest as good as i will...furthermore, i buy most of my rentals these days from distressed out of state landlords who have properties being mismanaged by incompetent managers..i have seen first hand what this has done to their investments, and as a result, i refuse to hire a manager...that being said, i am getting busy, and am looking to hire on somebody in my company and teach them my process...hopefully they won't rip me off as bad as a manager's company would...i could give you 20 examples of how managers can be corrupt, but one sticks out in my head that illustrates this point the best...i bought a 10 unit building back in august, and one unit had been sitting vacant for 2 years...the managers let several tenants go by that were qualified (i know this because i offer my tenants referral fees and they said, we tried that with the old managers, but they didn't pass the screening)...well they passed my screening, and the apartment was rented out in less than a month...anyways, everyone looks out for their own best interest first, right?

Many, many people have health conditions that limit their choices to second best or third best.Bryan, I hope that you have learned a little more about insurance and realize that it is tough to make blanket statement recommending term insurance in all circumstances.

But then I wonder why some many have contradictory statements on this site.

There are no financial statements available yet since the management company is still getting its hands around the deal, but a RR is attached.

Both statements are ill conceived but Obama gets a free pass.Ask anyone from the left who is criticizing Rush Limbaugh if they have listened to just ONE SHOW of his, and they will say NO.

I agree with Scott Hubbards disclosure statement, "buyer intends to resell subject property for a profit".

Even so, if the money for this bill were coming from the taxpayers, I would certainly do more research and try to determine whether it was necessary or just a waste of money.But, in this case, the money is coming from closing a loophole on foreign corporations, so the big question I ask myself is, "Would I rather the money go to foreign corporations that are taking advantage of U.S. tax laws to their own benefit or would I rather the money go to 9/11 volunteers -- and their families -- who are sick and dying.Even if the 9/11 volunteers don't need this money, I'd still rather them have it than foreign corporations taking advantage of our tax laws.All that said, the biggest issue I have with all this is the fact that it appears (based on the statements of some who voted against it) that the bill wasn't passed because of partisan politics.And just to put it out there, I blame both sides for running up our debt...the economy isn't a partisan issue for me -- both sides are clearly to blame.

ThanksWhen you say deadline for creditors has passed, did the mortgage company (your parent's lender) show up or at least send a payoff statement to the court?

It should contain -Homeowner’s hardship letter-Cover letter-Mortgage statements-Bank statements, pay stubs & W2s-Low MLS comparables (get from agent)-HUD1 form-Get repair estimates from different contractors (submit the highest priced one since it will help you negotiate a better deal.)