I don't know about the implications of having a non-citizen involved, though.

I am responsible for securing commercial debt and equity financing for an array of property types, including multi-family, retail, office and industrial, self-storage, senior housing and hospitality.

I talk to seniors all the time who are also using real estate investing to generate cash flow now for their retirement and for a legacy for their families.

Now she's a citizen and has another (valid) SS number. 

If the question is "are you a US citizen" and you answer "yes" when you know that you are not, that can get you into serious trouble. 

I also come with more than 34 years experience working for a large production company, reaching the level of senior management as a marketing team leader. 

Twenty percent is "typically the minimum that would at least cover rehab costs, carrying costs, and other expenses incurred by the flipper," said Daren Blomquist, RealtyTrac senior vice president.http://time.com/money/4364196/house-flippers-lose-...

The following scenario is based on the purchase of a $600,000 home in SD (below the median home price) -at 2%: Monthly PITI is roughly $3200-at 3%: Monthly PITI is roughly $3500-at 4%: Monthly PITI is roughly $3800To place that into consumer perspective, a military E-7 (a relatively senior Non-commissioned Officer) receives an allowance of $3225 per month for housing.

And, is the Real Estate Commission licensed by the state to speak on behalf of citizens of that state? 

(This is more typical with seniors) Convenience.