When everything has reached a critical mass phase on new development across all sectors of real estate then a downturn is imminent.We are not close to that happening in this current cycle from what I am seeing.

It's a process and have to develop new relationships.

I work in the healthcare industry and while it is a great profession and I get to help a lot of people, I can't imagine starting a family while working such a schedule.I started with a high student loan debt at 7% interest and I quickly paid that off because refinancing wasn't an option for me.

The Kingston city planners are trying to develop the place as  somewhere other artists want to live.  

You might get a partner with which you split all the work with, including boots on the ground, etc.What seems to have worked for me in the past is developing a relationship with a local person, who can give you good background on the area and the housing trends.

They have built up the Valley over the past few years and there where a lot of housing developments and apartment complexes which went in during this building craze.

My profession currently is a registered nurse.

Unless the property is above 1% and has major appreciate or strategic/development value, I would suggest selling.

@Josh MorrisYou can develop a relationship with a loan officer that works with investors and is knowledgable on getting clients pre-qualified. 

.,  certain professions get a very low security deposit.