I have EXCELLENT credit (almost 800) and am a business owner that showing a nice income on my tax returns.

I'm thinking about putting the money somewhere 'safe'(maybe something like us treasury money market fund) that would give me enough returns to match inflation, so that i could then invest that when there is a downturn/correction/recession, without losing any of my buying power.

You'll start getting the returns you're looking for...some money, education, and experience with less risk.

Banks may look at the income from the tenant as income to you and count 75% or so of it but they may need to wait until that income is counted on a tax return. 

Go to lansing and talk to the manager and see what they have in returns and mis orders .  

If you will accually make offers to buy, lend, wholesale, etc. with your account, you will crush the average stock market returns.

Pretty sure it was returned like I said though.  

Separately, if you're doing that much reno my guess is you will need to kick out the existing tenants so your first year return will not likely be that high.Assuming you're going to be living in this property for a year or two, you may want to forego the property manager.

If you pay cash and therefore don’t have a mortgage you can make a good return but not enough to let a couple hundred grand just sit there.

Taxable to you and the interest is reported on Schedule B of your tax return.