Or in this environment is the best answer just to buy 1-4 family units and lock in a low 30 year fixed. 1-4's are great but I really like this 6 fam and 8 fam i'm analyzing.

:D Although I have not attempted one, I believe the seller is locked into the HAFA program and if they do not succeed within the 120 days, it is up to the lender whether they will extend or not.

With lenders being so tight with money, it is important to ally yourself not only with a lender who is lending, but is doing so in a fashion that won't put you through hell with never-ending stips or underwriting times that endanger your rate lock and/or purchase contract.A knowledgeable broker can take away a lot of the stress that comes from kicking the tires with lenders since they're in the trenches and rely on getting paid by closing deals.

I tried a while back to get set up to pull credit but it seemed there were too many forms to fill out, needed a real street address for my office, they wanted to check my office for locks, no cell phone allowed, etc.

Huh, pay for inspections before the house is even locked-up under contract?

Below $1M or so things are different than when you get bigger loans too.Prepays, lock-outs, carve-outs, reserves, fully-indexed terms, underlying indices, etc. all get more important and complicated with commercial debt.

You are thinking to yourself "I want to lock in that 1% rate".

I was locked at 4% on apurchase loan.

Guns must be locked and inaccessible to any child under 18.The Government would have the right to come and inspect that you are storing your gun safely away from accessibility to children and fine is punishable for up to 5 yrs. in prison.Go to the website and take your pick of many options to read this.http://www.opencongress.org/bill/111-h45/text

He'll be locked out next week but it could take another month or more to find a new tenant.