Dad died when I was six and left my 26-year-old mom to raise four kids in a 600 sq. ft. trailer. 

Thanks Stevo, I appreciate the reply and you could do it that way however, it doesnt really solve the problem of a potential runaway water bill from say a toilet left running while the tenant is on vacation somewhere or some other problem where water is left on or leaking.

My tenant's lease is ending in July, and she's asked if she can switch to a month-to-month lease because she recently left her job and is looking for a new one.

I'm fortunate to have the VA home loan to help, as well as housing allowance from the military.The struggle right now is finding the right property that meets all the wickets.

Since you got an appraisal done about a year ago you can add about 10% to that value they provided to get an idea of where fair market value stands today as a ballpark.No appraiser I know is going to look at the HOA financials and factor that in, because they are only concerned with the asset for appraisal although we all know the health of the HOA and financials still play a factor in the sale of a condo.I'm dealing with a similar HOA right now for one of my listings where the reserve is at only 7% funded for what's needed for the budget and there is an upcoming special assessment for each unit. 

You're in the right place!

:)Our prices here are a bit prohibitive right now, but excited to hear what you get up to. 

The vast majority go right in the trash, but I have a $5M listing under contract right now that came from a postcard that the seller kept for 3 years before calling me!

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Hi - I'm doing something like this right now in LA county (if you mean Los Angeles).