Hi Ade, Hamilton house prices are still rising, but city still seems more affordable than the rest of GTA...

But Bay Area people move to the Turlock/Modesto/Manteca area also and commute to work once the housing prices rise in the bay.

Commercial properties typically need a refresh every 10+ years anyway.If rates are rising, it's typically due to a strong economy, which is typically accompanied by rising rents.And the captain obvious comment...modeled results should be stressed tested for changes in rents, occupancy, and interest rates.

I don't know what a troll is but I do recognize an inflated ego.

Inflation is 1.8% right now.

They do not generally appreciate, though they can keep pace with inflation. 

Houses in good areas are selling quickly right now, and real estate prices are rising here. 

Indian is high inflation economy, which means the rupee will depreciate against the dollar long term10 years back 55 rupees could buy 1 USD & now it takes 70+ rupees to buy 1 USD.

'Cash-flow' can be inflated with long loan terms that keep you in debt forever. 

With home values rising by an average of more than $16,000 in the first quarter of 2018 but affordability dropping as mortgage rates get higher, the personal-finance website WalletHub released its report on 2018's Best Real-Estate Markets.To determine the most attractive real-estate markets in the U.S., WalletHub compared 300 cities across 22 key metrics.