Also, there is more to the deal then simply negotiating the deal - make sure you understand all aspects of the closing process if you attempt this without an agent (from inspections, to objections/clauses to get you out, to on record and off record title work, just make sure you know the full process which is what a buyer's agent can help with).

You need so much working capital to get an affordable mortgage.. after getting into this real estate game I realized it takes ALOT of money to make money lol 

Im guessing the private lender will have his bank wire money to title company and the attorney will write up a promissory note.

She is going to put my name on the title and then gift it to me so I️ don’t have to pay for a down payment .

You can but you'll have to find yourself a title company.

Was this a contract for deed, sub2, when did title change hands, etc.

We also have about 40% equity in the house so the thinking was we could take that and leverage more than we are now to step our game up so to speak.  

http://bocarealestateclub.com/ Andrew, ...I have "no skin in the game" with B.R.I.C, ...but if I was new to South Florida, ...B.R.I.C. would be a very smart place to learn about the South Florida real estate investment market.And too meet some very nice-helpful folks too! 

Today's episode of The BiggerPockets Podcast features Tim Ferriss, Author of 4-Hour Workweek, 4-Hour Body, Tools of Titans and now his latest title,  Tribe of Mentors . 

The big news here is that a class action law suit is going forward against the City of Bedford in the Northern District of Ohio contesting "all homeowners who were forced to endure government searches as a precondition to the sale of their homes are entitled to demand refunds of illegal “Point of Sale” inspection fees".A similar suit has already been adjudicated in the Southern District Courts in favor of prohibiting the practice as a sale requirement.41 communities in Northeast Ohio require some type of POS for title transfer which I'm sure is a source of income the cities don't want to see disappear.