For a conventional loan the UW will "source" all deposits on the bank statements. so, if 20k just shows up with no explanation they are going to ask for proof of where the funds came from.

there are some good meetups in Pittsburgh if you're up for coming out this wayhttps://www.instagram.com/broketofi_events/

(From there find an agency that specializes in the type of project you are looking for, set up Zillow alerts and watch- understand the market you are diving into so you can spot a deal, a good agent should do this for you too!)

@Ko KashiwagiHi Ko,I hope to answer the question you are asking.I did qualify for the Triplex solely based on my W-2 which has since gone up a bit.Because I live in it, but the other 2 units are tented, I was able to depreciate 2/3 of all CapEx and OpEx (units are equal in size).The rental income covers about 81% of my monthly mortgage payment.One lender has told me, they need a 2-year rental income history on my taxes.

I have an FHA on my rental, and will be rolling my current rehab to a VA loan upon completion of the remodel.

Ive heard plastiq was "Tightening up" as of late

Unless the Lender will allow you to set up an Escrow Account for any Repairs the Appraiser may find ( so long as the total for these repairs doesn't exceed X amount of Dollars ) ?

Example, we add a new agent and we simply connect them with a Showmojo staffer and that person gets walked thru all of the set up steps. 

At the end of 2025, I will be refinancing two of my portfolios (roughly 80 of the units) and extending the amortization as rates are up.  

You’ll have to follow up with Furnished Finder leads and guide them through your screening process.