I understand that William has been on this site longer than I and you have some kind of relationship built but I assumed that here everyone would be receptive as you all are real estate investors and can appreciate that everyone has some knowledge to share.

You can drop the rent to $500 a month on a house that should pull $950 a month but if it isn't May, June or July that baby won't rent--even in an excellent neighborhood.This is problem.

It's all based on banking relationships in the end.They know your tax returns aren't wonderful...even if you have no debt except mortgage debt.

A sixer to every new member... true, excellent marketing genius at work!

I currently have no debt, about 300,000 savings, a decent but not excellent credit rating, and this would be the very first real estate investment I make.Thank you.

Goodvalley,Wheatie has given you EXCELLENT advice!

Do I need to make relationships with attorney's and if so and attorney in which field or does it matter.

Understand how to build a relationship and realize that the payoff can be huge.

Excellent..

No,the seller pays.Lastly, be loyal to the agent you choose ,remember their time is on commission don't waste anyones time make a firm decision with whom you choose and I'm sure they will meet your needs.Build relationships in this business and you can go far.