I came across your home while I was out the other day and was wondering if you are our have ever considered selling it?"

Granted, there's probably all sorts of bacteria growing in there - thus the smell, but it's nothing to concern you or your tenants.

They can grow tax free and when I retire I can withdraw them tax free even though I will hopefully have substantially more income than I have today.

NO permits or inspections were ever done.  

I have done this to every crawl I've had to prevent nasty oders, seal the space up, and make it easier if we ever have to do work down there (plumbing, etc).My solution to insulate is to level it out, lay a thick plastic barrier on the ground, tape up all the seams, tape/chalk it to the foundation walls/piers to seal, and then insulate the foundation walls themselves. 

@Jordan Sutherland Nice Job man, if you ever want to grab lunch or a coffee when youre not serving our city hit me up.

This is a key strategy to growing your real estate portfolio at a reasonable fast pace because you can recycle your down payment funds into the next project faster.Hope this helps.

I'm sure you have checked with your HOA rules about potential rentals.Based on your post, I'm leaning towards you cashing out and refiing your current condo property to invest, but there are probably some other ideas out there that might be more advantageous to you in growing wealth in real estate.I think if you posted this question in general real estate investing, you would have gotten more replies. :) Either way, good luck.

Investing in a MSA with a small population IS significantly more risky than investing one with a large growing population and job growth. 

We address routine maintenance issues, but the property was in pretty poor shape and we failed our first ever REAC inspection this summer.