My goal is to get my first property no later than end of Q1 2018.For my immediate next steps I am 1) starting to write out clear goals on what I want to achieve and break it down into smaller steps.  2) I will be joining the Richmond REIA starting in January (December meeting is Christmas party and I'll be away). 3) Continued meetings with people in my current network that are involved in Real Estate Investing - Found out about a few by chance and have reached out. 

If that first mortgage is current, and you continue to pay it down, the original lender should have no reason to trigger the due-on-sale clause, but this is something that can happen.

I would expect it to read that when a tenant requests a repair, they are obligated to provide access.If that is the case, then I would send the tenant a polite, registered letter reminding him he is in breach of his obligations as tenant and informing him that if the behaviour continues you will have no alternative but to terminate the tenancy.Things should have not been allowed to get this stage and this tenant is likely beyond training.  

Daniel,If you are an accredited investor (earning over $200K for past 2 years with an expectation to continue so) then you have some other options besides turnkey. 

And just out of curiosity, if you did well why don't you continue with buying tax deeds?

I feel comfortable budgeting for things like plumbing and HVAC, but everything else that varies with scale I need to learn more about.

Nick, if you are able to net $40k tax free, I think the question becomes would you be able to do something with that money that would improve your financial state faster than simply continuing to own your home? 

Something has to change or this will continue.

That's a crap shoot, but having a sharp negotiator representing you could pay big dividends.When it comes to offers, they will use mostly of the same components, but terms and conditions will vary by deal because no two deals are exactly alike - especially when it comes to terms and contingencies. 

You can also ask if they like their CPA and plan to continue using them.https://www.biggerpockets.com/forums/796/topics/39...https://www.biggerpockets.com/forums/51/topics/352...https://www.biggerpockets.com/forums/51/topics/500...2) Add the keyword alerts "New York City" and/or "New York".