I can't think of a single major, successful business that doesn't offer discounts to customers and clients.

I'm looking at a multi-family property and one of the closing conditions for the bank to approve the loan is an environmental form that they want the seller to fill out.The seller says that he would open himself to liability if he filled the form out and hence doesn't want to fill it out.The seller and his agent are very difficult to deal with (rude, abrupt, and generally uncooperative) and the only reason I'm pursuing it is because the numbers look good and it's a strong property.The bank says the only alternative to the form being filled out is to have an expensive Phase I environmental assessment done.Are there any other alternatives to this?

'I like leverage because all I have ever had is fixed for 30 yrs at 4% and it doesn't bother me.' 

Hopefully, it goes fast and doesn't cost too much! 

Most investors love to share their knowledge but they won't waste their time on someone that doesn't provide something in return (however little) or that doesn't make some effort on their own.No investor group?

Banker told me today that the owner doesn't believe anything will happen.

"Fine" to the extent that person doesn't declare the property his (it is his, actually) and you the partners out of the deal.If something happens with the rental (someone slips and falls because you didn't replace the balusters fully knowing the risk and despite the repeated requests from the tenant, in which case the insurance will not cover you since is considered gross negligence)  and the person on the title gets sued, all his assets will be at risk, personal and the rental.

I sent him the comp search and he hasn’t responded since.I’m now worried about this realtors motives and he clearly doesn’t have my best interests in mind.

Place is on the market for your price and if it sells, then it sells and if it doesn't then it cashflows.I think you are very smart for asking questions and thinking about scenarios, but based on what you've listed, assuming you've done all your homework and they accept you offer, it sounds like a good deal and I would be less worried about a worst-case scenario.Best of luck

Some people get away with cheating on their taxes too but that doesn't mean we should.