I would probably avoid that language in the advertisement but then make it clear when an offer is received that the seller does not offer any credits or repairs.

So typically you're going to spend more money to get a deal.

You actually should be more likely to receive a loan with little money down if you have a larger income, because your debt to income ratio can support a larger loan. 

This means that, apparently, all four units plus the public service utilities were being billed to that tenant.I just received a letter from the tenant with their bills from April-August enclosed, stating that they were concerned about the high usage and asked the Public Service Commission to investigate, which concluded that all four apartments' utilities were being billed to the tenant.

Note - If you answered yes to both of these questions you can receive a federal tax exemption for up to $500,000.

That typically is investors.

We handle all of our own printing and we save about 1/3rd of typical printing costs. 

That typically is investors.

@Chris May I have been asking for and receiving fairly large discounts on the properties I have purchased in Oakland. 

That typically is investors.