The tax credit cannot be larger than the owner's annual federal income tax liability, after deductions, exemptions and other credits.PITI is currently $950 - PMI does suck and is 83 bucks a month, I've recently learned that my insurance was maybe a tad bit to high and I have since reduced it by $22/month but wont go into effect until 10/2017.

These effects can increase your score within days or weeks of making significant changes.

Now if you are strictly doing flips then it may be more effective to only knock on doors that are one of the following:Sheriff sale propertiesPre foreclosure 90 day late 2+ year late taxes Code violations Owner occupied evictions (usually multifamily) Expired listings FSBO This is more time consuming and requires route planning but for flips this is the list of people who have a higher chance of having distress & would give up equity to solve that  problem & close quickly. 

Also, most down payment assistance programs are compatible with the NACA program, but the funds are used to buy down the interest rate since NACA is a no-down payment program, and the interest rate buy down is a more effective use of the funds anyway.I do have to express a note of caution about Marcus Cannady's comment, "This program is definitely NOT for an investor, however....surely there are ways to hack this".

I have a few ideas but I'd rather start with something effective right from the get-go!

That may be a more cost effective and elegant solution.

Mostly because we were effectively lending borrowed money, and in come cases wrap around financing.

Something to the effect of "looking for reputable wholesalers in X market"  Trust me they will flock to you.  

It might not be worth it considering these new rules above (effective Feb 1 2017). 

Thanks Steve Vaughan I'm going to have to check up on that cause she does not want it to effect her taxes .