Ahh I misunderstood you, you meant a meetup for bay area residents at a different location haha.

., Agreed, the process always costs more than you think it will. and @Chris T.

Thanks for the information  @Chris T..Anyone else have any opinions on this topic, or should we just minimize cost everywhere and expect higher rates of returns?

In a commercial setting this is why we lock down our T-Stats.

However, my opinion is not meant to dismiss what appears to be your honest, and sincere, but misguided, attempt to save everyone from making mistakes.

Almost $165 billion of mortgages for skyscrapers, shopping malls and hotels are due this year.While financial-market conditions “have improved considerably in recent months,†the markets for ABS and CMBS “are still impaired and seem likely to remain so for some time,†the Fed and Treasury said.The central bank said it doesn’t intend to make other types of collateral eligible for the program, indicating officials rejected adding residential mortgage-backed securities after considering such a move for several months.

. :) Working F/T and taking care of 3 houses and a duplex keeps a person busy.

Good to know that the HDHP doesn’t have to be open anymore to use ithe money, but now I’m not sure of what is meant that the HSA has to be in place.

It’s not meant for everyone. 

For short term cash I would consider fix and flip t hat typically lets you specialize in a single type of real estate.