There are other systems, but they tend to be more cumbersome and require some IT support to start up and customize etc...I know TLO is better than Locateplus and I'm fairly confident Lexisnexis is too.  

Smokers and pet owners tend to swim in the shallow end.

I've heard from friends the online classes tend to be more difficult than many in person classes offered but I had no issue passing the online course. 

Make sure your tenant process is evenly administered and enforced fairly.Reminds of the artsy tenant I had, besides being plain nuts she was a PITA!

I tend to do a lot of research and reading on my own first.

I tend to think inadequate cash reserves is a root cause of many of the problems too.

Also, typically when everyone is saying the same thing, I tend to believe the opposite.

And they tend to look much better.

Never heard of such a high fee, that's nuts just for EM, contract to closing........but, you have other issues if you aren't actually lending the funds you have verified, like getting into mortgage fraud.

@Chad AbbeyMost people tend to take a percentage of the eventually syndicated 'pie' so to speak.