Investing based off climate is absolutely necessary, call me a woke butterfly I don't care-- as someone whose made the biggest bets off weather plays I am willing to continue to try this.

Quote from @Sriram Hariharan: Legally, the warranty expired and he has no obligation to repair.

Rates for DSCR on a purchase today with good FICO should be in the low 7s so just run Market Rent Divided by estimated PITI and if you're above 1.0 then you don't need to worry about the appraiser's opinion of that basement (my gut says appraisal gives no credit to projected rent out of the unfinished basement... but perhaps it doesn't matter?)

HI Ugo - No they do not...sending you a dm. 

If they say no, then ask them what options they recommend since they are the ones limiting your progress to improve the community.  

Owned outright; no mortgage.

No - they expect them.  

If it was an investment property then some would consider it but it would still require 15-25% down payment - as some lenders will do 85% of purchase + 100% renovation but no more than 70-75% ARV.

No that is correct - 101K includes the commercial units. 

It's always a new account w/ no reviews, and it always starts with "is the place available on 'x' dates".