I have a question with respect to Cash-Out Refinance.Background and some context- We bought a duplex last year and put in some money into it.- It lost money this year due to an eviction and we ended up doing a major rehab (putting in more capital into the property).

We're doing this part time as we both have full time jobs/careers in the Biotechnology Field and Federal Government, respectively.

I know them and respect them, but to think all criteria is met or not on paper only is reckless.  

Your respect for other people's money12.

I hope the tenants treat it with suitable respect.

Interested in working with investors looking for opportunities in those regions with respect to multi family properties, commercial and single family investments.

The old pros like @Jay Hinrichs will tell you the very inexpensive homes in rough neighborhoods are tough in many respects.

So i respect that and in order to get a cheaper price would not like to use a buyers agent so they will cover my closing costs. 

a couple of box fans + 20x20 filters.... run continuously 1-2 days. dump the filters directly into a trash bag. replace and re-run.have the ac/heat ducts (if any) professionally cleaned... you don't want to breath the nasties again....also i would check for cold/humid sections of walls. also crumbly (drywall/plaster) around baseboards. if you have those, (respectfully sorry) you are in for a surprise if you open the walls.....now, what is the source of humidity?

The one thing that i have learned is that no matter how much help/kindness/generosity that you show to someone...it doesn't always matter, because they don't want/respect that.