I don't have any new founding knowledge, I just wanted to tell you that you aren't alone!

In the Atlanta market I'm getting $800 monthly on a 40k investment renting.I appreciate you sharing you knowledge.

If you use hml's, make sure you are VERY knowledgeable about the deal and the market time.

These suggestions are not built out of any knowledge of politics-- I have no idea how any of these would be implemented or paid for, but I know that the current systems aren't working for the city.

They have local knowledge about certain areas that I currently lack.

William, to my knowledge, you'd need to go to a lender that may provide an insured loan, I don't believe you can go directly to an insurer and get a policy of some kind and take that to a lender.Usually, commercial lenders only require it when a deal is over 80% LTV and on much bigger projects like a mall or large hotel, maybe 300 apartments.Since there are different types of coverage the underwriting will be different, specific to the deal.

I knew the home was in a good neighborhood, growing city, recognized school district.

To my knowledge, they will not renegotiate based on inspection and if you are an investor you will loss your earnest money if you do not close.

But I'm open to learning other methods, too: flipping & wholesales, short sales, etc.I look forward to learning from all of you and then hopefully putting that knowledge to work.

That way you have more knowledge.2.